Description de l'offre
JOB ADVERT
Role Description:
As the first Head of Finance in our Cameroon Office, your mission will be to build from scratch the financial infrastructure needed to support a high growth fintech. You will ensure liquidity, regulatory Compliance with taxes, build processes and automate. This is a strategic and hand-on role given that you will be working in close partnership with the leadership team and investors, so as to drive financial clarity, capital efficiency and as a result trust from various stakeholders.
Main responsibilities:
1. Financial Steering & Performance
- Produce monthly P&L, cash flow, balance sheet, and variance analysis.
- Build the budget and rolling forecast with scenarios.
- Implement a KPI pack (volumes, net revenue, margin, CAC / ARPU / LTV, CHURN, conversion, cost per partner).
- Challenge teams on performance (costs, marketing ROI, product margins).
2. Treasury & Cash Management
- Build and maintain a cash flow forecast (weekly / monthly).
- Manage banks, wallets, and funds in transit (settlement) and optimize cash availability.
- Implement spending discipline (budgets, caps, approvals, monitoring).
- Lead negotiations of terms and payment conditions with suppliers and partners.
- Design and execute the strategy for pre-funding card wallets to minimize 'service downtime' due to liquidity gaps.
3. Payment Flows / Settlement / Reconciliations (Fintech)
- Map all money flows (top-ups, payments, commissions, refunds, chargebacks).
- Set up reconciliations: transactions ↔ PSP ↔ bank ↔ internal ledger.
- Monitor and reduce outstanding discrepancies, delays, and losses.
- Control the profitability of flows (fees, FX, chargebacks) and adjust pricing/margins accordingly.
4. Accounting, Tax, Audit & Internal Control
- Oversee accounting (internal and outsourced), payroll, and taxation.
- Organize the monthly close process (cut-off, provisions, balance justifications).
- Implement internal controls (segregation of duties, delegations, access control, audit trail).
- Prepare for and manage audits (financial, partners, regulatory requirements).
- Provide the financial logic and forecast components for key services requiring regulatory approval.
5. Investors & Financing
- Keep the data room up to date (financials, contracts, KPIs).
- Produce the financial model and investor/board reporting.
- Lead due diligence processes (Q&A, evidence, data consistency, coordination).
- Establish a single source of Truth (SSOT) for all financial KPIs (Moving Beyond Excel, with automation and/or AI-enabled power BI tooling).
6. Multi-country / Group Structuring
- Structure multi-entity reporting (chart of accounts, KPI standards).
- Oversee intercompany flows (recharges, agreements, treasury).
- Monitor tax and regulatory matters related to expansion.
7. Management
- Manage the finance team (accounting, control, treasury, FP&A).
- Hire, structure roles, and implement finance rituals/processes.
- Supervise / Setup the ERP accounting software integrated with our backend.
Required profile:
- Experience: 5-7+ years in finance, with at least 2-3 years in a High-Growth Startup or a Tier-1 Audit Firm (Big 4) in CEMAC. Experience in the banking/fintech sector is a major plus.
- Technical Skills: Deep knowledge of OHADA accounting and COBAC regulations. Mastery of financial modeling in Excel/Google Sheets.
- Language: Fluent in French and English (essential for interacting with international investors and local regulators).
- Mindset: "Hands-on." You are comfortable moving from a high-level board meeting to a detailed reconciliation of mobile money accounts for example.
Why join PaySika?
- A meaningful mission: The opportunity to shape the financial future of a leading fintech in Central Africa.
- A dynamic environment: Work within a team that values innovation, creativity, and collaboration.
- Growth opportunities: Possibility of moving toward Regional Director and/or Group CFO and you learn here in one year what you learn in 3 years in other environments.
How to Apply ?
Send your resume to jobs@paysika.co with subject “Head of finance”.