Description de l'offre
JOB ADVERT Unity Co-operative Society (UNICS Plc) is a Microfinance Institution created on the 15th of January 2000. Among other conventional financial products like savings accounts and current accounts, UNICS Plc has invested a lot in the development of value added services like Automated Teller Machine and the sale of Bank Cards, Online Banking, SMS Banking, Virtual Private Network, and many others. For the past 21 years, UNICS Plc has been able to position herself as one of the fastest growing financial institutions in Cameroon with highly improved technological facilities and well-developed products tailored to the needs of the public. We are seeking the services of Candidates who would be ready to work at any of our branches in the National territory in the following positions: Job Ref. N°3/CO/UNICS: CREDIT OFFICER Key Tasks, Duties and Responsibilities: Marketing and Sales: Prospect and secure new client portfolios for the institution through marketing outreach. Be able to cross sell other products/services to enhance the customer’s experience in UNICS Plc. Making Decisions and Solving Problems: Maintain an active knowledge base of all of the organization’s loan products and an understanding of the requirements needed of each client (borrower). Processing/Analyzing Information (Data): Compiling, coding, categorizing, calculating, tabulating, auditing, and/or verifying information to identify and recommend products that meets the customer’s needs and the organization’s lending guidelines. Recovery and Follow up: Use legal and tactful measures to monitor, follow up and recover from customers who witnessed business failures or those of bad faith. Portfolio Management: Review active and delinquent loan files each day to maintain and ensure repayment for healthy facilities, undertake and propose actions to improve delinquent cases. Objective: Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization. Customer and Personal Service: Knowledge of principles and processes for providing …